Opening an IRA
How do I open an IRA plan?
At this time, Traditional and Roth IRA Plans are only available to existing ING DIRECT Customers. If you do not have an account with ING DIRECT, please open an ING DIRECT account and then open an ING DIRECT IRA Plan.
If you're an ING DIRECT Customer:
- Sign in to ingdirect.com with your Customer Number or Saver ID and PIN
- Click on ‘Open an Account’
- Click ‘Open Now’ at the right of IRAs in the Retirement section
- Use the quick links to open a Traditional or Roth IRA Plan
How do I know when my Traditional or Roth IRA Plan is open?
The final page of the application will confirm your account number as well as the type of plan that you have opened. You can view your plan by selecting the ‘My Accounts’ tab while signed in. You’ll also receive an email confirming your new account.
How do I open an IRA Savings?
At this time, a Traditional or Roth IRA Savings is only available to existing ING DIRECT Customers. If you do not have an account with ING DIRECT, please open an ING DIRECT account and then open an ING DIRECT IRA Savings.
If you’re an ING DIRECT Customer:
- Sign in to ingdirect.com with your Customer Number or Saver ID and PIN
- Click on ‘Open an Account’
- Click ‘Open Now’ at the right of IRAs in the Retirement section
- Select 'Traditional' or 'Roth' under 'FDIC-insured Savings' to open an IRA Plan
How do I know when my IRA Savings account is open?
The final page of the application will confirm your account number as well as the type of Plan that you have opened and your Plan number. You can view your plan by selecting the ‘My Accounts’ tab while signed in. You’ll also receive an email confirming your new account.
How do I open an IRA CD?
If you already have an ING DIRECT IRA plan, sign in to ingdirect.com with your Customer Number or Saver ID and PIN, click on your IRA plan, and click the ‘Open an IRA CD’ icon to open your IRA CD.
If you don’t have an IRA Plan and you’re an ING DIRECT Customer:
- Sign in to ingdirect.com with your Customer Number or Saver ID and PIN
- Click on ‘Open an Account’
- In the ‘Retirement’ section, select the 'Open Now' link next to IRAs
- Choose the type of plan, Traditional or Roth, under the 'FDIC-Insured Savings' section
During your plan opening, make sure you click ‘Contribute Now’ on the Funding page. Then, on the confirmation page, you can use the ‘Open an IRA CD’ link to open your IRA CD with the funds that you’re contributing to your ING DIRECT IRA.
At this time, Traditional and Roth IRA CDs are only available to existing ING DIRECT Customers. If you do not have an account with ING DIRECT, please open an ING DIRECT account and then open an ING DIRECT IRA plan.
How do I know when my IRA CD is open?
The final page of the CD-opening process will confirm your account number as well as the amount and term of the CD that you have opened. You can view your plan by selecting the ‘My Accounts’ tab while signed in. You’ll also receive a letter confirming your new IRA CD.
Can I open an IRA CD from my externally linked checking account?
No, all contributions must be initially deposited into your IRA Savings account. From there, you’ll be able to open as many IRA CDs as you’d like.